Money makes more sense when you see it together.
One shared picture of what's been spent, what's still coming, and what's actually safe to spend — built around your real pay cycles, not the calendar month.
Real screen, synthetic household. Nothing here is a mock-up.
Sound familiar?
Three things almost every household we talk to says out loud.
"We get paid on different days."
So a budget that starts on the 1st is wrong for both of you by the second week.
"Did you buy this?"
A charge nobody remembers turns into a conversation neither of you wanted to have.
"The spreadsheet died in March."
One of you stopped filling it in, and now neither of you trusts the total.
Here's how that changes.
Three promises, each with the screen that keeps it.
See it together
One shared ledger with real household roles — invite a partner, and you both see the same picture instead of comparing notes.
Plan around real life
Budgets that start on your actual payday, credit-card cycles modelled as real cycles, and forward cash flow — not a calendar month that doesn't match how you get paid.
Turn detail into decisions
See what you spent at specific places, not just broad categories, and turn a household wish into a funded plan with its own goal and reserve.
Someone will show you around.
Pick whoever sounds most like your house. You'll land in their Snapshot with a year of invented money behind it, and three things worth looking at.
Two incomes · joint account · one shared plan Mabel Mint“We’re fine. I just can’t prove it to him.”
Mabel and Ray are doing well and arguing anyway, because only one of them is holding the whole picture in their head on a Sunday night.
Mabel’s demo is the one that matches your primary audience: couples who want clarity, not supervision.
Penny Pretzel paid weekly, alone “I got paid twice this month. Am I actually ahead?”
Penny’s income lands whenever a client feels like paying. Her cycle starts on the 8th, two of them overlap this month, and July was suspiciously good.
Otto Overdraft tight middle of the month “Payday clears the overdraft, then it starts again.”
Otto isn’t broke — he’s badly timed. Seven bills land in the first ten days, so the middle of every month feels worse than his balance deserves.
Mabel Mint two incomes, one plan “We’re fine. I just can’t prove it to him.”
Mabel and Ray are doing well and arguing anyway, because only one of them is holding the whole picture in their head on a Sunday night.
Your money data stays yours.
We'd rather claim less and be right. Every line below is something we can show you in the product today.
Common Questions
Do I need to connect my bank?
Not yet — Cash/MONEY doesn't connect to your bank today, which also means we never hold your bank login. You enter transactions directly, import a bank statement, or capture a receipt and we read it for you.
Will this work if my income is irregular?
Absolutely. Cash/MONEY is designed for flexibility. You can set your cycle based on when you expect to be paid, or just use a standard monthly view if that suits you better.
Is this for couples/families?
Yes! Cash/MONEY shines when used as a household. You can invite your partner to share the view, so you both know exactly what's happening with the household finances.
How does my data get in, if there's no bank connection?
You add entries directly, import a bank statement, or photograph a receipt and confirm what we read from it. It's more effort than a live bank feed, and it's also the reason there's nothing of yours for us to hold.
What does the private beta cost?
Nothing today. There's no paid plan and no trial clock — just an invite-only beta while we build with the households who join it.
How long is the waitlist?
We review requests by hand, so there's no fixed timeline. We'll email you the moment your household is approved — no need to keep checking back.
See one cycle together. That's usually all it takes.
Open a demo household, or put your name down for the private beta and we'll write when there's room.
Splitting something this weekend? Split It works with no account at all.